Author: Erika Becerra

HOA.com - Connecting Communities

Why you NEED a financial advisor if you want to retire in Denver before your 50s

Financial advisors work closely with clients in many aspects of their lives, including managing investments and helping them plan for financial security both during their working years and when they retire. Brandi Tafoya in Five Rings Financial is a place to find such support and your own financial advisor, who can advise on how to…
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Everything you need to know about FHA loans if you’re a first-time home buyer in the Phoenix area

What Is A Homeowner’s Insurance Policy and what does it have to do with an FHA loan? Why do I need an FHA loan? Are they better than conventional loans? You need to know about FHA loans if you’re a first-time home buyer in the Phoenix area or any place in the United States. Having…
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Why Bundling Insurance Services Can Save you Money Monthly

Does bundling insurance services save you money every month? If yes, then why don’t more people bundle their insurance policies together? According to the National Association of Mutual Insurance Companies (NAMIC), over 90% of consumers consider themselves financially savvy enough to shop around and compare prices. The problem is that they often don’t realize how…
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Phoenix’s top Investing options for Beginners

  How much time should I spend learning about investing before starting? Is it worth it or would it be better to start with something else? Every beginner investors start from zero. When you invest your money, you hope to earn more than you put into the investment. The question then arises whether you should…
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How to Determine if Your Denver Home has Mold Growing in it

The CDC says that roughly 200 million Americans are exposed to mold every year. While most individuals don’t experience health problems, long-term exposure can cause asthma, respiratory issues, skin rashes, gastrointestinal disorders, and headaches. These symptoms can be especially severe in children, pregnant women, and those who already suffer from other conditions such as allergies…
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How to turn your Phoenix home into a green oasis using artificial turf

Do you want to transform your Phoenix home into a lush green haven? If yes, then artificial turf might be the perfect solution for you. Artificial turf has become extremely popular in recent years due to its low maintenance costs and attractive appearance. Moreover, it does not require daily watering or care, because it is…
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Best Solar system for a Phoenix single family home

Solar power is becoming more affordable and accessible every day. Many homeowners are now considering adding solar panels to their homes in order to save energy costs, reduce carbon emissions, and even earn some extra cash through selling excess energy back into the grid. If you’re thinking of installing a residential solar panel system, you…
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Why to Repaint Your Interior Walls in Denver Before Selling Your Home

The first thing that comes to mind when thinking about getting your prospective buyer to fall in love with your entire house, would start by giving your home a fresh paint job. If you are looking to sell your home, repainting your walls can actually provide several benefits to your advantage. This is because buyers…
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Explaining the Difference Between Whole Life and Term Life insurance

What is term life insurance? How does it differ from whole life insurance? Term vs. whole life insurance – Which one should I get? What happens if you die before retirement age? These and many more questions come up for all people when questioning life, and also when asking about life insurance. Many circumstances outside…
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Ready to Buy a new Home in Scottsdale, AZ This Year

Can you believe that home prices in Scottsdale, Arizona are continuing their upward trend this year? The median price of a single-family residence has increased since last year. If you’re looking to purchase a home in Scottsdale, you won’t want to miss out on this opportunity. Contact Expert Loan Officer Stephanie Simpson from “Citywide Home…
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